High Discussion Your software is often the bridge between an outsider on the network and the internals of your operating system. When you invoke another program on the operating system, but you allow untrusted inputs to be fed into the command string that you generate for executing that program, then you are inviting attackers to cross that bridge into a land of riches by executing their own commands instead of yours. Prevention and Mitigations Architecture and Design If at all possible, use library calls rather than external processes to recreate the desired functionality.
We only do those if specifically requested anymore because it is problematic to make one and get it through the email system.
When we were back in the paper days sending the original field sheets, the diagram was on the sheet. But now all info is entered in to a process that checks for consistency errors and then produces a report, and photos are attached as. A diagram would have to be scanned and attached as a. It is certainly possible, just labor intensive.
Most field guys have digital cameras but not scanners. And since we found that by and large it was not necessary for most of our underwriters, we dispensed with that one item that usually slows down the process.
If you are being inspected, You have obtained insurance for the first time, or are renewing coverage. We do not inspect for claims adjustment. All of our inspectors are expected to present themselves professionally including appropriate attirehave identification, and have documentation identifying your coverage and agent.
If you have any questions, please call us or your agent to clarify any concerns. Please understand this inspection is an important part of placing and maintaining your coverage, and refusal to allow an inspection may result in Direct Notice of Cancellation.
That decision would be up to the Underwriter, to whom we report. It is not our decision, but we must report all results of inspection.
The following information is provided to answer any other questions you may have. What we do in a nutshell We conduct field services for insurance companies, specifically, but not limited to, inspections. The method used depends on program, or type of coverage, and previously agreed upon parameters with our client companies.
A unique record is created in our database for each specific case; it is assigned to an inspector either "zip code based" for the field, or worked from the office, or a combination of these methods ; information is gathered, it is assembled together in a report, and the report is emailed to the client company in an Adobe.
All the actions along the way are logged and recorded, and the report we produce is archived on the individual record. Paper brochures, field notes, business cards, paper photographs, letters, envelopes are saved for one year and then destroyed.
How insurance is sold: Hershey has a manufacturing plant where the candy bars are produced in bulk. They are sent out to area distribution by the truckload on pallets.
These truckloads are unloaded at an area distribution warehouse where different pallets are sent out to distributors in states, who break them down into cases, and these cases are sent to retailers in neighborhoods, where consumers come in at the street level and buy the contents of the cases a candy bar one at a time.
Insurance is not too different. Consumers do not come off the street and deal directly with the large houses. MGAs represent the large houses called the Carrier in a state or collection of states, through retail houses producing agents at the street level. These retail houses are the neighborhood agencies.
The carrier, or company that actually takes the risk is like Hershey; they do not sell directly to the consumer, anymore than you could go to the plant and buy one candy bar.
There are exceptions, like State Farm Insurance, who control distribution from main office to the street level, and their agents can ONLY sell their company's line in very specific ways to a narrow group of customers who fit certain underwriting guidelines. Where we fit in If you were to open a restaurant or motel, or buy a house, one of the steps you would take before you open for business would be to visit your favorite retail insurance agency and obtain insurance coverage for your particular business or home.
You would fill out an application and give the agent a check to pay for the first installment of the premium. This check or cash is called a binder. It "binds" the company to cover you from that minute forward.
However, the company has the right, under state law, to review the subject property or business to be sure it is what it is represented to be, be sure it is suitable for coverage, and finally decide to keep or deny coverage.
This is where we come in. We are hired by the MGAs to go inspect these new contracts or the properties they cover, and write a report that describes the risk and make recommendations as to suitability or recommend changes or improvements that would possibly prevent a loss.Dec 04, · If that isn't an option there are a number of free utilities that will allow you to merge multiple pdfs into one pdf.
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